The stick and stucco houses around here are basically the same, but no plastic next to the drywall. There is a difference once outside of that, when you get to the block and brick. Southern Arizona doesn't do that much masonry anymore. It is just less labor to frame up the walls in a day with a crew. There is a veneer, a fake stone for looks, if anything, for decoration.
Mostly, when they get to that point, past the studs and fiberboard, outside, there is a layer of foam, some glorified chicken wire and then some thin spray-on fake stucco, or the real deal, then paint. Sometimes the outside layer of fiberboard is not used. Often, the thing preventing lateral shift in a two story house is just the interior drywall!
My house, is strawbale, walls over 2 1/2 feet thick. The bales are pinned with rebar, to keep it straight. It is very forgiving, just use a sledge hammer to make adjustments during construction. There is a layer of actual chickenwire sowed onto it with baling twine, which keeps it more straight and gives better purchase to the stucco cover. A pool guy friend came by with a crew and shot shock-crete, the super stiff a swimming pool material, at it with 200psi. That outside layer is about one to one and a half inches thick, with penetration between the bales.
Inside, the electrical wires were channeled along the gap at the edge of the two bales on the first course. I just tucked it in. The plugs are attached to the end of stakes and driven into the bale. I took the sandy loam soil from my front yard, mixed it with lime and stuccoed the inside walls to my own creative texturing. I built one in town where the walls support the roof. Mine was set up as a post and beam and then I infilled with bales, etc.
Building with strawbales naked is foolishness. The stuff cuts and stings and itches. I wore long sleeves. The plastering, I used gloves because of the lime. Carpentry, I always wear boots and gloves. Not a professional, I may not be fast, but at least I'm slow. Naked, slower still, but that's just me and splinters. Painting, drywall and texture, better naked and more fun. Easier clean up. I do wear a hat when painting.
Jbee